Assume that a student takes out a college loan which needs 12% annual interest, however later learns that his aunt makes loans to the family members at 5% interest. The student has suffered from the problem termed as: (1) Rational ignorance. (2) Blind indifference. (3) The adverse income consequence. (4) The ethical dilemma. (5) Perverse opportunity costs.
Can someone please help me in finding out the accurate answer from the above options.